TERMS OF SERVICE
Last Updated: March 2025
1. INTRODUCTION
Welcome to Credit Surge ("we," "our," or "us"), a brand of WBC Consulting Group. By accessing or using
www.creditsurge.com (the "Website"), you agree to be bound by these Terms of Service ("Terms").
2. SERVICES
Credit Surge provides credit building services including:
- Credit score improvement services (average 60-120 points within 30 days)
- Revolving credit loans up to $20,000
- Installment credit loans up to $100,000
3. ELIGIBILITY
Users must:
- Be at least 18 years old with valid ID
- Provide accurate and complete information
- Have legal capacity to enter into agreements
- Be a resident of the United States
4. SERVICE EXPECTATIONS
While we strive to achieve credit score improvements of 60-120 points within 30-60 days, results may vary based on individual circumstances. We do not guarantee specific results.
5. FEES AND PAYMENTS
- All fees are clearly disclosed before service initiation
- Payments are non-refundable unless otherwise specified
- We reserve the right to modify pricing with notice
6. USER RESPONSIBILITIES
Users agree to:
- Provide accurate information
- Maintain confidentiality of account information
- Notify us of unauthorized account access
- Comply with all applicable laws
7. PRIVACY
Your use of our services is governed by our Privacy Policy, which is incorporated into these Terms by reference.
8. DISCLAIMER OF WARRANTIES
Services are provided "as is" without warranties of any kind, either express or implied.
9. LIMITATION OF LIABILITY
Our liability shall be limited to the amount paid for services. We are not liable for indirect, incidental, or consequential damages.
10. INTELLECTUAL PROPERTY
All content on the Website is owned by WBC Consulting Group and protected by applicable intellectual property laws.
11. TERMINATION
We reserve the right to terminate or suspend services at our discretion, with or without cause.
12. GOVERNING LAW
These Terms are governed by the laws of the United States and the state where WBC Consulting Group maintains its principal place of business.
13. CONTACT INFORMATION
For questions about these Terms, contact us at:
Phone: +1-888-819-4508
14. CHANGES TO TERMS
We reserve the right to modify these Terms at any time. Continued use of our services constitutes acceptance of modified Terms.
15. SEVERABILITY
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in effect.
16. ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and Credit Surge regarding the use of our services.